⚡️ Instant Expense Tracker in Telegram • No App Required

Smart assistant for managing
family budget & personal finances

Modern shared expense tracker that eliminates daily financial clutter. Scan receipts in 3 seconds, log expenses by voice, and manage money effortlessly with your partner.

Start Budgeting Free Download Sample Excel Template (.xlsx • 15 KB)
⭐️ 5 free receipt scans daily 👨‍👩‍👧 Up to 4 family members 📑 Instant Excel report
4.9 / 5 ⭐ User Rating
For Couples & Entire Family
Excel Reports Auto-export to .xlsx
⚡️ 3-sec receipt OCR
🤖
TG Budget

bot • online

📸 Receipt scan
✓ Receipt recognized
🏪 Store: Market
🏷 Category: 🛒 Groceries
👨‍👩‍👧 Paid by: Anna
Total: ✓ Recorded
✅ Added to shared ledger
👨‍👩‍👧 Family Limit: 65% of $3,000
⚠️ Common Struggle

Why does expense tracking usually fail after one week?

Most people want to save money and stay in control, but standard finance apps take too much effort:

😫

Tedious Manual Entry

Opening a heavy app to type in every cup of coffee quickly becomes exhausting and gets abandoned.

🤷‍♂️

Partner Miscommunication

Difficult to keep track of who paid for what and how much is left in the shared family budget.

🗑️

Lost Paper Receipts

Receipts pile up in pockets and car glove boxes, leaving month-end totals inaccurate.

🧩

Multiple Cards & Accounts

Money is split across different banks and wallets, making the overall financial picture messy.

💡 TG Budget automates the routine: just snap a photo of your receipt or send a voice message in Telegram, and AI categorizes everything!

⚡️ Hands-Free Tracking

3 effortless ways to record an expense in seconds

The most convenient expense tracker designed to fit your busy daily lifestyle:

📸

Receipt Photo OCR

Take a photo of a paper receipt or upload an online screenshot. AI reads store names, date, total amount and items automatically.

🏪 Whole Foods $185.40
🛒 Groceries & Food Today
⚡️ 3-sec scan
🎙

Voice Expense Logging

Speak on the go: «Gas $60 at Shell». The bot understands natural language, extracts the amount, and assigns the correct category.

🎙 «Gas $60 at Shell» $60.00
🚗 Fuel & Transport
🚗 Perfect while driving
✍️

Quick Chat Text

Text like messaging a friend: «uber 18» or «dinner 45». The fastest way to log spending with zero friction.

💬 uber 18 $18.00
🚕 Transport 1 second
💬 As simple as texting
🏷️ Automatically categorized across 16 spend categories:
🛒 Groceries🚗 Transport🍽️ Restaurants🏠 Utilities💊 Pharmacy👶 Kids🐾 Pets📱 Subscriptions👗 Shopping💻 Tech+6 others
👨‍👩‍👧 Shared Access

Crystal clear family finances without friction

Manage shared money, plan common savings goals, and maintain financial peace of mind:

🔗

Join via 1 Invite Link

Perfect for couples and families up to 4 members. Connect your partner in one tap with no complicated signups.

👥

Complete Transparency

See exactly who paid for each item. Eliminates confusion and builds mutual financial trust.

🎯

Shared & Personal Limits

Set an overall monthly family budget alongside individual spending allowances for each member.

💳

1 Subscription for All

Cost-effective: only the owner pays for the PRO plan, while invited family members enjoy full unlimited access for free.

👨‍👩‍👧 Miller Family
3 of 4 members
Total Monthly Spending: Budget Limit: $3,000
$2,150.00
Spending breakdown by member:
👨‍💼
Alex (Dad)
$1,075 (50%)
👩‍💼
Anna (Mom)
$860 (40%)
👦
Max (Son)
$215 (10%)
🎯 Auto-Savings & Piggy Bank

Reach your financial goals on autopilot

Smart monthly budget rollover paired with goal tracking helps you save effortlessly:

🎁

Auto-Rollover Surplus

Set a monthly limit of $3,000 and spent only $2,500? On the 1st of the next month, the leftover $500 automatically transfers to your goal savings.

💡

AI Daily Pace Advisor

The bot calculates a comfortable daily spending pace (e.g. «spend up to $85/day») and provides weekend alerts.

💰

Manual Goal Top-ups

Got a bonus or cash gift? Deposit money into your piggy bank with 1 tap and watch your progress bar grow.

🎯 Savings Goal Progress
Auto-rollover ON
Summer Vacation 65%
$2,600 / $4,000
💡 Recommended pace: up to $85 / day. Unspent monthly budget will boost your goal automatically!
📊 Professional Reporting

Designer Excel (.xlsx) reports in 1 click

Forget manual formula setup. The bot generates beautifully structured Excel files ready for tax or personal review:

📅

Real-time Summary

Get instant expense reports for today, this week, or any selected month right inside Telegram.

📈

Budget Health

Visual progress bars and category share indicators keep spending under control.

📑

Designer Excel (.xlsx) Export

Two-sheet workbook: Sheet 1 (Summary & distribution) + Sheet 2 (Full receipt register).

📑 Expenses_Report.xlsx
2 sheets
Sheet 1: Summary Sheet 2: Registry
Category Share Count
🛒 Groceries 40.5% 18
🚗 Transport 21.4% 6
🏠 Utilities 16.5% 3
TOTAL: 100% 42
Download Sample Excel Template
⚖️ Feature Comparison

Why is TG Budget better than standard finance apps?

Compare traditional mobile apps with seamless Telegram automation:

Criteria 🤖 TG Budget Bot 📱 Traditional Apps
Storage footprint ✅ 0 MB (In Telegram) ❌ 150–300 MB + updates
Receipt scan speed ✅ 3 seconds (AI OCR) ❌ None or paid tier
Voice logging ✅ Natural voice notes ❌ Manual typing
Family sharing ✅ 1 invite link (1 plan for all) ❌ Separate accounts + x2 price
Excel export ✅ Designer .xlsx ❌ Raw CSV only
🏆 Best Choice
🤖

TG Budget Bot

Zero install finance tracking

  • 0 MB: Works in Telegram
  • 3-sec scan: AI receipt OCR
  • Voice & text: Effortless entry
  • 1 link: Shared family access
  • Excel ready: 2-sheet formatted .xlsx
📱

Traditional Apps

Heavy standalone apps

  • 150–300 MB + constant downloads
  • No OCR scanner included
  • Tedious clicking in menus
  • Separate payments for each user
🚀 Quick Start

Start tracking in under 30 seconds

No app store downloads, passwords, or bank card linking required:

01

Launch the bot in Telegram

Press «Start». The bot supports major currencies: $, €, £, ₽, ₸, and more.

02

Send your first receipt or voice note

Snap a photo of a receipt, dictate spending, or text «coffee 4.50».

03

Invite your partner or family

Share your private invite link to collaborate and track expenses together in real time.

💎 Transparent Pricing

Choose the right plan for you

Get started for free or unlock unlimited receipt scanning and family collaboration:

Free Plan

Essential features to get started

$0 / forever
  • 5 receipt scans per day
  • Voice & quick text input
  • Personal expense tracking
  • Auto-categorization across 16 cats
Start Free

Solo PRO

Unlimited power for personal use

$3.99 / month
  • Unlimited 24/7 receipt OCR
  • Designer Excel (.xlsx) exports
  • Priority AI processing speed
  • Custom personal budget limits
Get Solo PRO
🤝 Affiliate Program

Earn up to 80% recurring commission

Monetize your blog, website, or social media channel with industry-leading payouts:

💰

Up to 80% Commission

Get 80% on first-month subscriptions and 40% on multi-month or annual plans.

🔗

Lifetime Attribution

Referred users are permanently tied to your affiliate link from their first bot interaction.

💳

Fast Worldwide Payouts

Withdraw funds via Bank Cards, Crypto (USDT/TON), or Telegram Stars with low payout thresholds.

📊

Affiliate Dashboard

Live click tracking, conversion stats, and ready-to-use promo kits directly inside the /partner bot menu.

Become an Affiliate
❓ Knowledge Base & FAQ

Frequently Asked Questions

Everything you need to know about tracking money with TG Budget:

How do I calculate a family budget and where should I start? +
Simply log all your receipts and daily expenses through the bot for 2 to 4 weeks. You will get a crystal clear overview of where your money actually goes and discover how to save 15% to 30% monthly without feeling restricted.
Why is a Telegram bot better than Excel or traditional apps? +
Manual Excel input fails because nobody wants to open a laptop after shopping. With TG Budget, you just snap a photo of the receipt on your phone, and a polished Excel report is generated automatically.
How does shared access work for couples and families? +
Just send your private invitation link to your partner or kids. They join your family budget in one click. Everyone can add expenses, and the ledger syncs instantly.
Is my family's financial data secure? +
Yes, 100%. TG Budget never asks for, collects, or stores your bank credentials or card numbers. All data is encrypted and strictly accessible only by you and invited family members.
How does the savings goal and budget rollover feature work? +
You specify a monthly spending limit and a financial goal (e.g. «Vacation $3,000»). If you spend less than your budget during the month, the leftover balance automatically rolls over into your goal piggy bank on the 1st of the next month.
How can I earn with the affiliate program? +
Open the /partner command in the bot to get your unique referral link. You earn up to 80% commission on subscriptions purchased through your link. Payouts are made via USDT, TON, Bank Cards, or Telegram Stars.

Take complete control of your finances today

Your AI-powered personal financial assistant is ready in Telegram. Send your first receipt and see how effortless money management can be!

Launch TG Budget in Telegram
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